I opened my first solo checking account in over 20 years. Another milestone for me. I keep making little ones. See, I've been posting postive things! My mind is back and forth between clear and knowing what it wants and a jumbling, confused, neurotic mess.
I think my eldest is making herself sick with stress... now where did she get THAT from? She gets this painful rash on her legs when she's really stressed... like her stress comes out her pores. Now Wednesday her right knee is swollen and she had no idea why. Last night it was REALLY swollen. I keep telling her to relax and deep breath. Meditate. What she really needs to do is call a couple colleges and make appointments to talk to the advisors. And I think she is making herself sick over it. (kinda like I was making myself sick by not calling the bankruptcy attorney) But HER sick is even worse with her nerve disorder (5 years ago today was that life altering soccer game).
My mind is in that jumbled, confused mess right now. Too many things going on. Most for the good, but that doesn't seem to calm the brain.
Friday, September 9, 2011
Wednesday, September 7, 2011
Oh my
Karli did start Driver's Ed yesterday. I wasn't expecting her to take it until around December, when she turns 15 1/2 but this sort of just fell in our laps on Monday. The class costs about $200 less than I thought a class would be. The deal has been that Karli has to pay half of the class and she just happens to have the money for all of it right now, so she paid it all and I owe her. When I signed her up online yesterday all of a sudden I had tears in my eyes. My baby is taking driver's ed. She is the "baby" of her friends and her Sophomore class. One of her best friends has already turned 16, one turns 16 next month and another in Nov. Karli JUST turned 15. It is hard on mom.
I have a 30 minute phone consultation with a bankruptcy attorney at 6 pm today. I am actually a bit excited... and very nervous.
I need brakes on the Mustang badly and the quote we have from our usual car place seems high so today Jake was supposed to take it to 1, maybe 2 other places for quotes. I was going to very carefully drive the uninsured truck to work. Best laid plans.
First I wake up with a migraine. On a day when I have to do "prebills" at work, which quite often gives me a migraine. It's leaning over the desk staring at excel spreadsheets and manually adding up and doing math - all very old fashioned and bass-ackwards, but how my boss wants it done. *sigh* ANYWAYS, I take a bunch of meds (including sudafed, sinus's are KILLING ME). Get in the truck and drive off... about 20 feet. Thumpity, bumpity, Thumpity, bumpity OH MY GOD, DO NOT TELL ME I HAVE A FLAT! Stop the truck, get out and sure enough, flat tire. Turn truck around, cursing up a storm. Transfer everything out. Get in the Mustang. Text Jake.
I was actually 5 minutes early for once... now, 10 minutes late. Thank you very much.
Migraine? Still there but not as bad as it was. I am leaving at 1:45 today to take Karli to the DR for a check up for her back and then to PT. THEN I get to go to Applebees AGAIN! 3rd Wednesday in a row. I can't stay too long though, because now I get to talk to an attorney. Yay me.... At least I will be there long enough to to fill out that $25 gift certificate form, cuz it's my turn to win!!!
I have a 30 minute phone consultation with a bankruptcy attorney at 6 pm today. I am actually a bit excited... and very nervous.
I need brakes on the Mustang badly and the quote we have from our usual car place seems high so today Jake was supposed to take it to 1, maybe 2 other places for quotes. I was going to very carefully drive the uninsured truck to work. Best laid plans.
First I wake up with a migraine. On a day when I have to do "prebills" at work, which quite often gives me a migraine. It's leaning over the desk staring at excel spreadsheets and manually adding up and doing math - all very old fashioned and bass-ackwards, but how my boss wants it done. *sigh* ANYWAYS, I take a bunch of meds (including sudafed, sinus's are KILLING ME). Get in the truck and drive off... about 20 feet. Thumpity, bumpity, Thumpity, bumpity OH MY GOD, DO NOT TELL ME I HAVE A FLAT! Stop the truck, get out and sure enough, flat tire. Turn truck around, cursing up a storm. Transfer everything out. Get in the Mustang. Text Jake.
I was actually 5 minutes early for once... now, 10 minutes late. Thank you very much.
Migraine? Still there but not as bad as it was. I am leaving at 1:45 today to take Karli to the DR for a check up for her back and then to PT. THEN I get to go to Applebees AGAIN! 3rd Wednesday in a row. I can't stay too long though, because now I get to talk to an attorney. Yay me.... At least I will be there long enough to to fill out that $25 gift certificate form, cuz it's my turn to win!!!
Tuesday, September 6, 2011
Very nice weekend
Saturday was Karli's Daughter's Day. She told me in June that all she wanted for Daughter's Day was to go up in the Space Needle. She has never been up in it because she is afraid of heights but she did this rope climbing thing in June that was very scary for her and she conquered it and that gave her the courage to think she could do the Space Needle. I don't believe I have been up in it since prom night.
Her Daughter's Day happens to fall during Bumbershoot and I didn't think we could get to it and I told her so. She was slightly disappointed but asked if we could do it the following weekend. But during the week when I was planning daughter's day, I looked it up and found out it was not "in the Bumbershoot fenced area". Yay! Karli also wanted to see the "Gum Wall" at Pike Place. Something I had never heard of until about 3 months ago but is evidentally a huge deal and her friends couldn't believe she had never seen it. (I'm so sorry we didn't take Donna to see it... she missed the chance to see a wall of colored saliva.) So I decided to surprise her. We took the bus to Seattle, saw the gum wall and Pike Place, walked to the monorail and took it to the Space Needle. When she found out that she COULD actually go up in the Space Needle she freaked out..... until we got there.... and she looked up.... and up... and up... she said she was sorry but she couldn't do it after all. She thought she could, but it was taller in person than it was in her mind. I told her not to worry about it. (I really had NO desire to go up in it anyways, it was all for her!) We had been saying on the way there that maybe next Daughter's Day we would ride The Ducks since we've talked about that for years and years and have never done it. When she decided not to do the Space Needle a light bulb went of and I said LET'S DO THE DUCKS! So we did. It was great fun. I liked the water portion the best. Now we need to do it with Kallyn. Then we stopped to watch this cute (shirtless) guy play bucket drums and he asked Karli to take one of his cards and Facebook him. He asked her what her name was. She thought THAT was the best part of her entire day! ; )
I did some more cleaning off and on. 2 boxes of recycle as I went through more papers. Bill receipts and medical insurance slips from 2007. That alone was about a whole box. I found stuff from 2004... I have always kept all records of payments I've made. It felt good to shred stuff - oh yeah - the 2 boxes doesn't include the shredding! I took out a garbage bag of shredded stuff too!
I am currently waiting for a call back from a bankruptcy attorney (i left a msg on Friday but then I found out he took a long wkend)
I am currently waiting for a phone call back from a Driving school. There's a possibility Karli might start Driver's Ed TODAY. *gulp... shudder* She is going to pay for most of it. If not today then October 11th. I wouldn't be ready then either...
Her Daughter's Day happens to fall during Bumbershoot and I didn't think we could get to it and I told her so. She was slightly disappointed but asked if we could do it the following weekend. But during the week when I was planning daughter's day, I looked it up and found out it was not "in the Bumbershoot fenced area". Yay! Karli also wanted to see the "Gum Wall" at Pike Place. Something I had never heard of until about 3 months ago but is evidentally a huge deal and her friends couldn't believe she had never seen it. (I'm so sorry we didn't take Donna to see it... she missed the chance to see a wall of colored saliva.) So I decided to surprise her. We took the bus to Seattle, saw the gum wall and Pike Place, walked to the monorail and took it to the Space Needle. When she found out that she COULD actually go up in the Space Needle she freaked out..... until we got there.... and she looked up.... and up... and up... she said she was sorry but she couldn't do it after all. She thought she could, but it was taller in person than it was in her mind. I told her not to worry about it. (I really had NO desire to go up in it anyways, it was all for her!) We had been saying on the way there that maybe next Daughter's Day we would ride The Ducks since we've talked about that for years and years and have never done it. When she decided not to do the Space Needle a light bulb went of and I said LET'S DO THE DUCKS! So we did. It was great fun. I liked the water portion the best. Now we need to do it with Kallyn. Then we stopped to watch this cute (shirtless) guy play bucket drums and he asked Karli to take one of his cards and Facebook him. He asked her what her name was. She thought THAT was the best part of her entire day! ; )
I did some more cleaning off and on. 2 boxes of recycle as I went through more papers. Bill receipts and medical insurance slips from 2007. That alone was about a whole box. I found stuff from 2004... I have always kept all records of payments I've made. It felt good to shred stuff - oh yeah - the 2 boxes doesn't include the shredding! I took out a garbage bag of shredded stuff too!
I am currently waiting for a call back from a bankruptcy attorney (i left a msg on Friday but then I found out he took a long wkend)
I am currently waiting for a phone call back from a Driving school. There's a possibility Karli might start Driver's Ed TODAY. *gulp... shudder* She is going to pay for most of it. If not today then October 11th. I wouldn't be ready then either...
Tuesday, August 30, 2011
Ehh
I do NOT like the weather we are having. It's making my body ache and I've been doing SO good for the last couple of weeks. It's also wreaking havoc on my mental state. I don't like that. I thought my mental state was because of all I've been doing and now I'm starting to wonder if it was all purely sun and blue sky induced. If so, I definitely need to move to California...
I've been doing cleaning here and there. I tackled this box that's been by my bed accruing papers in it (Since Sept 2010 was the bottom dated paper). I shredded, sorted and filed and it took me FIVE hours that I will never get back. I took 4 garbage bags to the NW Center of things I've collected since they stopped at the house and picked up a mountain of stuff.
I got the money from cashing out my IRA and gave myself a $500 max budget to get the Mustang on the road. Saturday I went to the DOL and to my pleasant surprise, it was only $193 to get it licensed and transfer title (that should have been done last July). I was thinking if it was anything less than $350 then I was good. Fix a flat worked on the tire - YAY. Jake put a new battery in it and it started up - YAY. And then... he tried to drive it and it didn't want to move. It didn't want to get out of first gear. It finally did move after several minutes of trying. It would drive fine, but if you stopped it, then it didn't want to go again. BOO. So today it went to the shop. Fingers, toes and b00bs crossed that it just needed new filters and maybe a transmission flush. It HAD been sitting since January. Jake called and said that they were 75% sure that flushing the transmission and doing something else would work. For $350. Gas mileage and insurance are both about half the cost so it will pay for itself in the long run. We decided to gamble. *gulp* I am still waiting to hear.
Here is the picture on my desktop at work to remind me of where I am going next July! This is Kamaole Beach, where the condo is.
I've been doing cleaning here and there. I tackled this box that's been by my bed accruing papers in it (Since Sept 2010 was the bottom dated paper). I shredded, sorted and filed and it took me FIVE hours that I will never get back. I took 4 garbage bags to the NW Center of things I've collected since they stopped at the house and picked up a mountain of stuff.
I got the money from cashing out my IRA and gave myself a $500 max budget to get the Mustang on the road. Saturday I went to the DOL and to my pleasant surprise, it was only $193 to get it licensed and transfer title (that should have been done last July). I was thinking if it was anything less than $350 then I was good. Fix a flat worked on the tire - YAY. Jake put a new battery in it and it started up - YAY. And then... he tried to drive it and it didn't want to move. It didn't want to get out of first gear. It finally did move after several minutes of trying. It would drive fine, but if you stopped it, then it didn't want to go again. BOO. So today it went to the shop. Fingers, toes and b00bs crossed that it just needed new filters and maybe a transmission flush. It HAD been sitting since January. Jake called and said that they were 75% sure that flushing the transmission and doing something else would work. For $350. Gas mileage and insurance are both about half the cost so it will pay for itself in the long run. We decided to gamble. *gulp* I am still waiting to hear.
Here is the picture on my desktop at work to remind me of where I am going next July! This is Kamaole Beach, where the condo is.
Thursday, August 25, 2011
Hawaii 2012
The RahRah's made a serious, handshake, no-going-back pact last night that we are going to Hawaii next year. Even if we are dead. At least me anyways. If I die, they are taking some of my ashes to Hawaii to spread in the ocean, then tossing a lei over them. Then I will have been lei'd in Hawaii ; ) I've never been to Hawaii and I want to go... dead or alive...
I told the guy at work that I always talk to and he's spent the morning over my shoulder on Google Maps showing me all over the island and telling me stuff to do. He wanted to look up the condo and see where it was. He was looking up the airfare. He seems very excited for me. I saved one of the pics of the beach from the condo as my desktop. ") It seems too far off (and money I don't have) to be a reality but it also seems like something fun to shoot for.
I told the guy at work that I always talk to and he's spent the morning over my shoulder on Google Maps showing me all over the island and telling me stuff to do. He wanted to look up the condo and see where it was. He was looking up the airfare. He seems very excited for me. I saved one of the pics of the beach from the condo as my desktop. ") It seems too far off (and money I don't have) to be a reality but it also seems like something fun to shoot for.
Wednesday, August 24, 2011
I got a mortgage loan modification!
It wasn't as much as I was hoping for... but I guess any help is help right? It is only $200 less and I was hoping for $300-400 less. BUT I was also told it could only be for 3 months and I got it for 6 months. It started in June (which is how far back I am in owing). The news that freaked me out a bit is that I have to come up with $945 by Aug 31st. That is in 1 week. I get paid Friday and that is my whole check. I freaked out for a minute and then I realized that I didn't mail bills yesterday.
I take the max out of my check every year ($5,000) for the Flexible Spending Account ($200 a payday). It is tax free and our family uses the whole thing before the year is over. Sad, I know. And I couldn't afford to pay the deductibles and copays if I couldn't just go to work and get reimbursed from the FSA (I write myself the checks :). I had just gotten the bills for Karli's orthodics and Kallyn's PT and a couple other things so I got a check for $1124 last Friday. SO I COULD PAY THESE DR BILLS. Well, the first thing I did over the weekend was go grocery shopping. And bought gas. I kept putting off paying these bills. Yesterday I went upstairs at lunch and made myself pay these bills before the money was all gone. I spent $800, out of the like $1500 owed, paying some people only $50 just to give them money. But I did pay the orthodics off completely $469. I wanted that one DONE. I need to leave work at 4:55 to get over to the Post Office in time. Of course yesterday I was in the middle of a project and could NOT leave work on time. I left at 5:20. So the bills and the work mail did not get mailed. There is a post office that is open until 6 but I have to drive 3 miles out of my way and it didn't even occur to me to do that yesterday. Thank god.
So, after panicking for about 5 minutes about having to come up with $945 within the week, I remembered that I had't mailed those bills. Bills that really need to be mailed. But my house has to come first. I keep debating even paying a couple of them if I am going to file bankruptcy but it is SO hard to NOT pay my bills. It is ingrained in me to be responsible.
I asked for the rest of one my IRA's a week ago and I haven't heard boo. I asked for them to email or fax the papers. Yesterday I faxed the request again and put a note that I was doing it in case they hadn't gotten the first request because I hadn't heard anything. I am pretty sure I asked for fax or email for Jake's and they mailed the papers, but it was worth a try. I need that money. With that I can pay the orthodics bill. That money is dwindling already and I haven't even gotten it yet. *sigh*
Mo, I am pretty sure that Alaska USA Credit Union is the one that just screwed my mom over in a huge way on a car loan. They told her they would give her 45 days to sell the car after my dad died (she was 2 months behind on payments) and while they were telling her that, they sent a repo guy to her house to try to take the car. He was a HORRIBLE HORRIBLE man that harrassed and taunted her. We had a pretty intense, awful couple days. I am going to call her today and ask her.
RAH RAHs tonight!!!!!!!!!!!!!!!!!
I take the max out of my check every year ($5,000) for the Flexible Spending Account ($200 a payday). It is tax free and our family uses the whole thing before the year is over. Sad, I know. And I couldn't afford to pay the deductibles and copays if I couldn't just go to work and get reimbursed from the FSA (I write myself the checks :). I had just gotten the bills for Karli's orthodics and Kallyn's PT and a couple other things so I got a check for $1124 last Friday. SO I COULD PAY THESE DR BILLS. Well, the first thing I did over the weekend was go grocery shopping. And bought gas. I kept putting off paying these bills. Yesterday I went upstairs at lunch and made myself pay these bills before the money was all gone. I spent $800, out of the like $1500 owed, paying some people only $50 just to give them money. But I did pay the orthodics off completely $469. I wanted that one DONE. I need to leave work at 4:55 to get over to the Post Office in time. Of course yesterday I was in the middle of a project and could NOT leave work on time. I left at 5:20. So the bills and the work mail did not get mailed. There is a post office that is open until 6 but I have to drive 3 miles out of my way and it didn't even occur to me to do that yesterday. Thank god.
So, after panicking for about 5 minutes about having to come up with $945 within the week, I remembered that I had't mailed those bills. Bills that really need to be mailed. But my house has to come first. I keep debating even paying a couple of them if I am going to file bankruptcy but it is SO hard to NOT pay my bills. It is ingrained in me to be responsible.
I asked for the rest of one my IRA's a week ago and I haven't heard boo. I asked for them to email or fax the papers. Yesterday I faxed the request again and put a note that I was doing it in case they hadn't gotten the first request because I hadn't heard anything. I am pretty sure I asked for fax or email for Jake's and they mailed the papers, but it was worth a try. I need that money. With that I can pay the orthodics bill. That money is dwindling already and I haven't even gotten it yet. *sigh*
Mo, I am pretty sure that Alaska USA Credit Union is the one that just screwed my mom over in a huge way on a car loan. They told her they would give her 45 days to sell the car after my dad died (she was 2 months behind on payments) and while they were telling her that, they sent a repo guy to her house to try to take the car. He was a HORRIBLE HORRIBLE man that harrassed and taunted her. We had a pretty intense, awful couple days. I am going to call her today and ask her.
RAH RAHs tonight!!!!!!!!!!!!!!!!!
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